There are probably many questions that pop into your head when thinking about buying your (first) house in the Netherlands. Which mortgage types can I choose from? Do I have to make a down payment? Which tax rules apply in my situation? What are the extra costs that I have to make in order to buy a house? And more specific: in which price range can I start looking? We are happy to answer all of your questions regarding buying a house with a mortgage in the Netherlands.
HypothekenUnie is an independent mortgage advisor in the Netherlands. We compare all the possible mortgage providers and provide a complete financial counsel that suits your specific situation. Besides offering the lowest interest rate, we also compare the different conditions and make sure you get a customized advice based on your wishes and future plans.
As buying a house can be overwhelming in general, buying a house in a foreign country may feel even more complicated. Therefore, we provide a full package service where you don’t have to worry about managing all the contacts with different parties like a realtor, valuator and notary. This makes it way less complicated to buy a house and arrange a mortgage in the Netherlands.
There are some requirements however
We need information like the height of your income and your marital status.
A residence permit is mandatory, as well as a citizen service number (BSN).
Additionally, some (but not all!) lenders or banks may have extra mortgage requirements, for example an income in Euro, an EU nationality or the extra requirement of living in the Netherlands for at least six months.
At HypothekenUnie we have a small and dedicated team that guides you throughout the process of buying a house and closing a mortgage in the Netherlands. The advisor is teamed up with an assistant and together they will answer all your questions. From the first moment of contact till the moment you receive the keys of your brand new home, our team will support you whenever needed. We definitely don’t have a 9 to 5 mentality and are easy to reach by phone, email or WhatsApp. Our first consultation is always free of any costs and is possible at any preferred time or place.
Curious about what we can do for you and what your possibilities are with regard to buying a house in the Netherlands? Please don’t hesitate to contact us via +31 (0)85 87 68 993 or info@hypotheken-unie.nl for a free consultation. We are happy to welcome you at one of our offices, or can visit you at your office or home.
